Do you want to buy and investments in Optima Bank stock but you don't know how to do it?
Now if you want to buy the stock directly you can do it purchases from the Freedom24 stock exchange.
Η Optima Bank is one of the fastest growing Greek banks, and the investment interest around it Optima Bank share is constantly increasing.
If you are a novice investor or want to learn how you can buy this stock, keep reading.
Below you will find one complete step by step guide, as well as answers to basic questions for novice investors.
Table of Contents
What is Optima Bank?
Η Optima Bank is a modern Greek bank created from the complete reorganization of the former Investment Bank of Greece.
Belongs to the group Motor Oil, which offers reliability and capital stability. Since its inception, the bank has invested significantly in technology and improving the customer experience.
Η Optima Bank share was introduced to Athens Stock Exchange (ATHEX) and offers an interesting option for investors who want exposure to the banking sector in Greece.
How to buy Optima Bank shares
To buy the Optima Bank share you must have: registration in the Freedom24 stock exchange and if you are a new user you will get a free share from $12 up to $700.
After successfully completing your registration, you will need to make your first deposit.
If you don't know how to register with freedom24, I have written a detailed guide on how to do it step by step.
Then you will go to the Transactions category and type OPTIMA in the search and it will show you the stock.
You will click on the stock and select the category. Add to Cart and you will enter how many shares you want to buy.
You will take out the money you need to buy and press the Buy button.
and that was it within a few seconds the purchase would have been made.
Now if you want to sell it μετοχές where you have purchases, you will select the SALE category.
And you will put in how many shares you want to sell and that was it, you will press the Sell button and within a few seconds the shares will have been sold.
Is it worth buying Optima Bank shares?
Now whether investing in Optima Bank shares is worth it depends on various factors, such as your investment goals, your risk tolerance, the investment timeframe and the current market situation.
Below I present an analysis based on the available information to help you make an informed decision:
Strong Development Path
Optima Bank presented impressive results in the 1st quarter of 2025, with net profits of €39 million (+19% compared to 2024).
Also the Optima Bank was listed on the Athens Stock Exchange in 2023 with a successful capital increase of €150,9 million, exceeding demand by 5,1 times, which indicates strong investment interest.
The bank benefits from the steady growth of the Greek economy, which is projected to exceed the EU average by 2026, and from the increase in credit activity (+17,5% in business loans in 2025).
Financial situation 1st quarter 2025
The following is a concise but comprehensive picture of financial situation of Optima bank based on the most recent available data:
- Net profit: €39 million, +19% increase compared to Q1 2024 (€32,7 million)
- Deposits: €4,8 billion (+43%)
- Net loan balances: €4 billion (+42%)
- RoTE: 24,8%, maintaining high efficiency
- Dividend distribution: €0,57/share for fiscal year 2024, a 30% increase from the previous year
Optima Bank Price Prediction
A lot of people want to buy it Optima Bank share but he doesn't know which is a good target to buy.
At this point I will give you my personal opinion and I will a prediction about what I would personally like to buy.
Be careful if you see a big drop in price on a chart, this has happened because the stock made split.
At the moment I am writing this article, the share price is at 7,29 euros.
For me the stock is quite expensive and I would expect at least a correction.
The goals I would like to see are a medium-term one and a long-term one.
The first goal I would like to see is the medium term one that I would like to make a small market at the price of 5,40 euros and the second goal is to long-term which is at 4,30 euros.
Personally, I like it as a stock, but if I don't see a correction on a long time frame, I'll be a spectator.
My Opinion
If you are thinking of investing in the Greek stock market then the Optima Bank it's definitely worth your attention.
Having studied its history, I believe that the bank is an attractive option for those looking for development and stability, especially in a period when the Greek economy shows signs of dynamic recovery.
Nevertheless, my opinion is that Optima Bank is an excellent choice for long-term investors who believe in the dynamics of the Greek banking sector.
If you are willing to invest with a horizon of a few years and benefit from growth and dividends, its stock Optima Bank it may prove to be a smart move.
Disclaimer:
What we mention on the website Bitsounisproject is for educational and entertainment purposes, does not constitute investment advice.
The above links to the services mentioned may be affiliate links.
